Home

(435) 259-5981

Quotes

Policies

About us

Since 1962, we’ve helped Southeastern Utah families and businesses cut through the noise, find smarter protection, and feel confident in what matters most. No cookie-cutter policies here, just personal guidance, customized coverage, and real service built around your life, goals, and future.

GET COVERAGE NOW!

Explore helpful videos designed to simplify insurance, answer real questions, and guide Utah families toward confident, personalized protection decisions today.

GO TO MORE VIDEOS

AN INTRO TO OUR AGENCY

5 REASONS TO REVIEW YOUR INSURANCE

5 MAIN REASONS PEOPLE SUFFER FINANCIAL DEVASTATION.

Expert agents help you choose tailored auto, home, life, health, and business insurance with confidence.

REQUEST AN ESTIMATE

• Boat Insurance

• Auto Insurance

• RV Insurance

auto+toys

life+
health

business

MORE ABOUT US

We serve Southeast Utah with personalized, one-stop insurance solutions for every stage of life. As an independent agency, we represent a variety of trusted insurance companies, giving our clients flexible coverage options tailored to their unique needs.

That's why we're proud to take part in the national #AgentsofChange movement, standing for something bigger than business. We're inviting you to join us in spreading hope, opportunity, and support - no cost, just care. Let's be the kind of neighbors who don't just show up, but show up with purpose.

Renee Troutt

Principal Owner

Lynasa Key

Personal Lines & Life agent, Senior Personal Lines Account Manager

Maggie Hamilton

Personal Lines Advisor and Agent

Baelei Walby

Commercial Lines Account Manager

Carime Hernandez

Health Broker/ Client Services Specialist

Sometimes, life calls for a little extra help - and when it does, we're here to connect you with businesses and professionals who come highly recommended by real customers and friends. These are reliable, experienced pros who show up when it matters.

This curated list is our way of making life a bit easier for you - while continuing to support the incredible local businesses that keep our community strong. Got a favorite you'd like to share? We'd love to hear! about it.

SEARCH SERVICES HERE

other
great
locals

JOIN LATEST CAUSE

Our team is committed to helping you make confident, informed decisions about your coverage. We take a proactive, client-centered approach, working closely with you to protect your family, your assets, and your future with insurance solutions designed to provide lasting peace of mind.

we're in this

together

Welcome to a little something we put together just for you - and the people you care about. Each edition is packed with useful tips, thoughtful insights, and simple ways to live well, feel good, and help others do the same. At Central Utah Insurance Agency, we believe support goes beyond coverage. It's about showing up with something meaningful to share. So take a look, pass it on, and enjoy a moment of inspiration built to brighten your month.

READ LATEST ISSUE

Want proof we walk the talk? Hear it straight from the people we've helped - our clients say it best. Serving you is more than our job - it's what we love. And while we're human, if something ever feels off, let us know. Yes, it can happen! But we'll make it right, fast.

SHARE YOURS TOO

loved it, ppl are easy to work with - came through at a fair price and great support

RP - ryan poelman

They take care of you! I Have been with them for years. They really are in it for their clients.

I retired from my business and everything was taken care of with a quick email. Renee was with me when I started the business 10+ years ago and even found me a commercial insurance that wasn’t her! Now I am pleased to go back to a home owners policy with her!

Thank you for making people your number one priority!

Moab Beds Xpress Inn

If you’ve ever needed your insurance at a time of emergency, then you understand how truly important your agent and company really are. Renee and team are exceptional, and it gives me real peace of mind to work with them (for more than a decade, now).

Desert Jen

Renee is so knowledgable about all things insurance. She takes such amazing care of us, always contacting us when she thinks we need to update or make a change in any of our coverages. I trust her always!!

Anne Clare Erickson

As always, Renee took good care of us. Make sure you schedule an insurance checkup.

Desert Office

I love working with Renee and her team at Central Utah Insurance. They are always so helpful and friendly to deal with. I would recommend them 100% to anyone that asked about them. You can't go wrong working with them!!!!

Gail Wells

Lynassa did a fantastic job in making a complicated situation simple for us! Fantastic customer service!

Julie Adele Parsons

Very positive experiences with Lynasa, extremely responsive and clear communications. I have multiple policies with Central Utah and will keep using them as my insurance needs evolve.

Steve Schumacher

I have worked with Renee and her team for over 10 years. She has provided the absolute best assistance and service while navigating complex health and business insurance needs. Renee is always accessible and provides 5-star service around-the-clock. Highly Recommended!

Curtis Wells

Renee and her team are all stars! The best around for Moab insurance needs.

Jon Dwight

I can't say enough good about Baelei and the team at Central Utah Insurance. They respond very quickly to calls and emails. They prepare documents and responses before I've even thought about what needs to be done. I have been SO happy with this team for 10+ years. 1000% Recommend!!

Sara Kimmerle

Maggie was wonderful and very patient explaining our options and getting everything wrapped up in a timely fashion; since we were only in Moab for two business days. 😎

Joseph Lekarczyk

Excellent business with great communication, response time and impeccable professionalism. Thanks for all your hard work!

Joel May

Cannot say enough nice things about working with Renee Trout. She went way above and beyond to help us close on a property in Moab with some very complicated insurance requirements. Thank you so much for everything!! If you need a knowledgeable and professional agent I highly recommend her.

wendy bruce

I've worked with Renee for most of my insurance needs: Homeowners, Auto, Life, Umbrella. Everyone is super helpful, really pleasant to work with and they're able to get me the most competitive rates which is a plus. I'm pretty discerning when it comes to working with local business in a small and they're the best out there. 5/5

Scott Rogers

I've bee working with Central Utah Insurance for over five years, since I bought my place in Moab. My agent, Renee, understood the condo laws and she knew exactly what coverage I required for my place and my lender, (more so than another agency I'd been trying to work with). She is proactive in identifying coverage options for me, even offering new alternatives before I get around to asking.

Dan Smith

Renee and her staff are always friendly and helpful, and they take extra care to find quality coverage at competitive prices. They are a pleasure to work with.

David Adkison

The ladies at Central Utah Insurance are amazing. We just purchased a property in Monticello and to say the transaction was complicated would be an understatement. They went above and beyond to get us a policy that satisfied us and the lenders. Very nice people to work with!

Joe Kiss

Great experience signing up for insurance with Central Utah Insurance. Baelei was very helpful and quick to respond to all the questions I had.

zak scherer

We have been pleased with the service extended to us on our Auto and Home ins through Central Utah Insurance Agency. The agents are helpful and easy to work with. We needed to make some adjustments to our account and it was a pleasant experience to work with Maggie Hamilton. She made the adjustments and re-quoted us our new premium in a timely manor. Any agent we've spoken to has done their best to solve any issue we may have. Thank you!

Laura Butler

Have had them as our insurance people for years - they are always so willing to help out!

Sheri Pugh

Everyone here is super responsive & helpful. I can usually speak to someone immediately. If not I get a callback quickly. They are very knowledgeable and provide cost effective alternatives. I highly recommend them.

Debi Gioia

The best! So helpful and educating about insurance. You can rest assured these ladies understand the nature of your business and that you have proper coverages.

Becky Byrd

I absolutely love working with these ladies. Customer service is amazing. Very professional!

East Ivy

The ladies are always helpful and knowledgeable.

Mary Ellen

Baelei and Lynasa are great to work with, very fast and informative!

Mackenzie Hamilton

I've been with Renee and Central Utah Insurance for many years and have always been very happy with their service. They are quick to respond and have my best interest at heart. I highly recommend working with them for your insurance needs!

Melissa Crimp

Maggie was amazing! She found us cost-efficient insurance with great coverage! Thank you!

Tracy Renn

Amazing as always!

Maid in Moab

Always very helpful and willing to spend time discussing options

Jim Green

Helpful and nice!

Sena Hauer

Lynasa is top notch with her customer service. She always makes sure I’m satisfied with the best rates.

Sheila Steele

I have enjoyed the personalized service from Central Utah Insurance during the many years in which I've been a client.

Marcia Wood

This is a good company . They always take the time to find me the best coverage for the best price.

Pam Harp

Awesome 😎

Steve Risenhoover

Lynasa was very helpful, saved me a lot of money, hopefully I will not have to use the Insurance but if I do that it will be sufficient and easy to work with..Thank you for being there when I need you.......Marlene Huckabay

marlene huckabay

It was great attention and they found the right policy I wanted. I am very thankful!

Bit Betancourt

The women at Central Utah Insurance Agency are so knowledgeable and competent. I am quite satisfied with my experience of purchasing auto insurance with them. Maggie was friendly, knowledgeable, and professional, and worked hard to find me the best solutions for the lowest costs for my insurance needs. Her routine communication with me was clear and concise as we went through the process of finding the best situation for me.

Marcy Till

Renee and Baelei did a great job getting our new construction company covered with liability insurance. They were very prompt and professional. We’ll continue to use them as our needs grow with our company.

Gordon Beh

Great knowledgeable, friendly, and efficient!